• Perry County Courthouse
  • 2 East Main Street, New Bloomfield, PA 17068
  • P) 717.582.2131

PA Homeowner Assistance Fund

PA Homeowner Assistance Fund:

On Thursday, Governor Tom Wolf announced the statewide launch of the Pennsylvania Homeowner Assistance Fund, or PAHAF, administered by the Pennsylvania Housing Finance Agency. PHFA’s plan for administration of the PAHAF has been approved by the U.S. Department of the Treasury. PAHAF applications will open to eligible Pennsylvania homeowners beginning February 1. The Commonwealth of Pennsylvania was awarded more than $350 million in American Rescue Plan Act funds through the U.S. Department of the Treasury’s Homeowner Assistance Fund (HAF). The fund supports Pennsylvania homeowners whose household income is at or below 150% of the area median income (AMI) that now must grapple with additional unforeseen financial hardships as a result of the COVID-19 pandemic. PAHAF will use these funds to provide eligible Pennsylvania homeowners with much-needed assistance to prevent and/or ease mortgage delinquencies, defaults, foreclosures, displacement and utility disconnection. When PAHAF applications become available Feb. 1, it will be possible to complete them entirely online, eliminating the need for paper submissions and simplifying the process for applicants.

  1. To qualify for this assistance, eligible Pennsylvania homeowners must have experienced a reduction of income or increase in living expenses due to the COVID-19 pandemic after January 21, 2020 (including a hardship that began before January 21, 2020 but continued after that date). They also must currently own and occupy their home in Pennsylvania as their primary residence. In addition, the program has specific income requirements to be eligible. To see the full list of eligibility requirements, visit https://pahaf.org/am-i-eligible/.
  2. Available PAHAF assistance programs include mortgage reinstatement assistance, forward mortgage payment assistance, assistance related to housing property charges and utility payment assistance to avoid displacement.
  3. Funds will be distributed directly to mortgage lenders, servicers, utility providers and other authorized third parties, not to homeowners.